RATE INFORMATION
| EFFECTIVE February 5, 2010 |
| * APY - Annual Percentage Yield APY's are accurate as of February 5, 2010 APY Method Based on Monthly Compounding Fees May Reduce Earnings |
| The Bank of Monroe provides these rates for informational purposes only. These rates are subject to change and should not be used for financial or future planning. For actual current rates please contact the local Branch Office. |


