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Privacy Disclosure

Privacy Disclosure

 

FACTS

 

Rev July 2011

 
WHAT DOES THE BANK OF MONROE DO WITH YOUR PERSONAL INFORMATION? 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this disclosure carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • • Social Security number and account balances

  • • overdraft history and transaction history

  • • checking account information and wire transfer instructions

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Bank of Monroe chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does The Bank of Monroe share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes 

to offer our products and services to you

NO

We don't share

For joint marketing with other financial companies

NO

We don't share

For our affiliates’ everyday business purposes 

information about your transactions and experiences

NO

We don't share

For our affiliates’ everyday business purposes –

information about your creditworthiness

NO

We don't share

For nonaffiliates to market to you

NO

We don't share

Questions?

Call 304-772-3034 or go to www.bomwv.com

What we do

How does The Bank of Monroe protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does The Bank of Monroe collect my personal information?

We collect your personal information, for example, when you

  • • [open an account] or give us your contact information
  • • deposit money or make a wire transfer
  • • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • • sharing for affiliates’ everyday business purposes– information about your creditworthiness
  • • affiliates from using your information to market to you
  • • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • • The Bank of Monroe has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • • The Bank of Monroe does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • • The Bank of Monroe doesn't jointly market

Other important information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
For Vermont Customers. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share information with affiliates or for joint marketing about your creditworthiness without your authorization.

 

Privacy Policy

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